Reduces the damage and disruption caused by a flood
Reduces the time homeowners remain out of their home
Helps limit the cost of repairs following a flood by up to as much as 80%
It is more likely that a homeowner will continue to get property insurance
Some flood resilient measures do not cost much more than standard home repairs
There could be a positive effect on the terms of a homeowner's insurance
A sound investment for the future
Most flood-resilient measures can be carried out by a standard builder
You don't need to wait until the property is flooded to make the modifications
Increased peace
of mind
In the autumn of 2005 Aviva and Norfolk County Council launched a flood resilient project to help people understand the impact of flooding and demonstrate cost effective ways homeowners can minimise disruption and damage in the event of a flood.
They took a house in Lowestoft, Suffolk, that had flooded a number of times, and installed flood resistant and resilient alterations throughout the property.
Aviva has been leading the flooding education and lobbying programme for the past few years and has already invested millions of pounds in developing a digital flood map of Britain.
Although insurance companies can't stop properties being flooded, Aviva believes it has a responsibility to ensure flood risk is calculated as accurately as possible and as such was one of the first insurers to set premiums based on a particular address rather than just a postcode band, for both residential and commercial properties.
In addition if homeowners can show they have taken steps to protect their properties insurers can take this into account when assessing future premiums and cover.
